Mexico

Is Puerto Vallarta safe?

BY battleface

Located on the Pacific coast in the state of Jalisco, Puerto Vallarta is one of the most popular beach destinations for US-based travelers in Mexico. Drawn by year-round sunshine, beautiful white -sand beaches, excellent local cuisine, and a vibrant nightlife scene, visitors flock to this beachside resort, making it Mexico’s second-most visited tourist destination, after Cancun.

The wide range of attractions in the Puerto Vallarta area, including nearby Nuevo Vallarta and Sayulita, appeals to all kinds of travelers. It’s family oriented, and the resort frequently features as a stop on cruise itineraries. The region also has a great reputation as a friendly destination within the LGBT community.

But should you be concerned about your safety when planning a trip to Puerto Vallarta? While the US Department of State has a range of travel advisories for various parts of Mexico due to cartel violence and elevated levels of violent crime, Puerto Vallarta has long been considered one of the safest cities in Mexico for travelers.

Of course, it’s important to keep security in mind and use common sense, no matter where you’re traveling. The major safety issues that tourists face when traveling in Mexico often happen when they stop being careful. Here are some safety tips to help you enjoy a relaxing vacation in Puerto Vallarta.

Beware of scams

While the risk of being a victim of a violent crime is fairly low in Puerto Vallarta, tourists are often easy targets for scammers. Be aware of offerings that seem too good to be true — like an unlicensed taxi bidding to take you from the airport to your all-inclusive resort for a rock-bottom price.

When dining out, if a restaurant wants to take your credit card into the back to charge you, ask that instead they bring a portable terminal to your table. And, if you’re going the vacation rental route — a popular choice in Puerto Vallarta — be sure to rent your accommodations through a reputable booking platform that offers buyer protection. You’ll want to ensure you have vacation rental travel insurance, too.

Keep a low profile

Avoid drawing attention to yourself and inviting petty crime, even in Puerto Vallarta’s more touristy areas. Don’t wear flashy jewelry or carry expensive electronics. All valuables should be safely locked away in your hotel room safe while you’re out exploring.

If you’re withdrawing cash from an ATM, be especially aware of your surroundings when doing so. And never take more cash or credit cards out with you than is necessary. A money belt can also be a great way to carry your belongings without having to worry about your bag getting snatched. Simply put, the best way to prevent petty theft is to use common sense.

Swim safely

Puerto Vallarta’s blue-green waters are simply irresistible, but it’s important to practice water safety when you’re swimming in the ocean. Most beaches don’t have lifeguards on duty, so it’s essential to pay attention to conditions and currents. Also, be sure to heed andy posted signs and flags, which warn would-be swimmers about large waves and rip currents. Keep an eye on younger swimmers, stay close to shore, and never swim under the influence.

Watch the weather during hurricane season

Most years, the Caribbean coast of Mexico is where the majority of the hurricanes hit, but Mexico’s Pacific coast is also susceptible to hurricanes, especially between July and September. While hurricane season can be a great time to take a trip to Puerto Vallarta as it’s less crowded, you’ll want to stay tuned in to local news and reputable weather sites so you can be prepared for any incoming storms. If a hurricane is approaching, always listen to the advice of local authorities.

Avoid mosquito bites

Make sure to pack (and use!) bug spray, especially in the humid summer months, the early mornings, and around dusk. Mosquitos in and around Puerto Vallarta have been known to carry the dengue and zika viruses, the latter of which is a special concern for pregnant women.

Safety tips for visiting Puerto Vallarta

When traveling in Puerto Vallarta, keep these best practices in mind:

Avoid unfamiliar areas, especially at night and when traveling alone. This goes for both walking and driving. Stick to main roads and avoid unfamiliar roads and highways after dark
When hiring transportation, rely on Uber. You won’t have to haggle about the price, and since the drivers are rated, you may find yourself on a less harrowing ride — in a nicer vehicle. The one place you may have to rely on a taxi instead is when you arrive at the international airport, where Uber pickups and drop-offs are restricted
Nothing throws a wrench into the works like a lost or stolen passport. Bring along a color copy, which you can carry with you each day, while leaving the original locked in the hotel safe
Learn a little Spanish. Not only does it help you get around more easily, but it can come in handy during an emergency. A translation app on your phone (with a local SIM card, of course) can be a good backup

Travel with peace of mind

Even in the safest vacation destinations, unexpected challenges and emergency situations can crop up. That’s where travel insurance comes in handy. Whether it’s a last-minute change of plans due to an incoming hurricane or an emergency medical evacuation after a car accident, travel insurance can protect both your vacation investment and your well-being.

battleface

Protect your trip with
battleface travel insurance

FRAUD WARNING STATEMENT

FOR RESIDENTS OF ALL STATES OTHER THAN THOSE LISTED BELOW: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

ALASKA: A person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law.

ARIZONA: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties.

CALIFORNIA: For your protection California law requires the following to appear on this form: Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison.

COLORADO: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.

DELAWARE: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

FLORIDA: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

IDAHO: Any person who knowingly, and with intent to defraud or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony.

INDIANA: A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.

KANSAS: A “fraudulent insurance act” means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication or statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.

KENTUCKY:

Application: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Claim Form: Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

MAINE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

MARYLAND: Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

MINNESOTA: A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

NEW HAMPSHIRE: Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20.

NEW JERSEY:

Application: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

Claim Form: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.

PENNSYLVANIA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NEW MEXICO: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

OHIO: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

OKLAHOMA: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

OREGON: IMPORTANT NOTE: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison.

TENNESSEE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefit.

TEXAS: Any person who knowingly presents a false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison.

VIRGINIA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

WASHINGTON: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

NEW YORK*: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

PRE-EXISTING MEDICAL CONDITION

Pre-Existing Medical Condition means an illness, disease, or other condition during the 180 day period immediately prior to the date Your coverage is effective :

received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute, or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or
took or received a prescription for drugs or medicine. Item (2) of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180 day period before coverage is effective under this policy.
required a change in prescribed medication. Change in prescribed medication means the dosage or frequency of a medication has been reduced, increased, stopped and/or new medications have been prescribed due to the worsening of an underlying condition that is being treated with the medication, unless the change is:
1. between a brand name and a generic medication with comparable dosage; or
2. an adjustment to insulin or anti-coagulant dosage.

If you, or someone you are traveling with, has a Pre-Existing Medical Condition, you can still buy a policy from us but there is no cover for any claim arising directly or indirectly from that condition.

PRE-EXISTING MEDICAL CONDITION

Any Medical Condition that, within the last 12 months, required any:

surgery, inpatient or outpatient treatment, referrals or investigations of any sort. This includes being on any waiting list, taking any prescription medication, tablets or required medical treatment (This will not apply to common colds, flu or contraceptive medication);
medical advice or treatment for any respiratory condition relating to the lungs or breathing;
medical advice or treatment for any heart, stroke or diabetic condition;

Hypertension or high cholesterol controlled by 1 prescription drug only and where the dosage has not been changed within the last 12 months will not be considered a pre-existing medical condition

Coverages Available:

*not all coverages are available in all states

Travel Protection Benefits	Limits
Trip Cancellation	100% of trip cost (up to a maximum of $20,000)
Single Occupancy	Up to trip cost
Cancel for Any Reason	Up to 75% of trip cost Up to 50% of trip costs in FL(CFAR not available to NY residents)
Trip Interruption	150% of trip cost
Delay Package
Trip Delay	Maximum $200 per day up to $2,500
Missed Connection	Maximum of $1,000 per covered trip
Baggage Package – Excess
Baggage and Personal Effects	$2,500 $100 Deductible
Baggage Delay	$100 per day up to a maximum of $500
Travel Medical Package – Excess AK, CO, ID, ND, NH – Primary
Travel Medical Expense – Adventure sports included	$100,000 $50,000 in NH $50 Deductible
Emergency Dental	$750
Emergency Evacuation and Repatriation of Remains	Up to $500,000 Up to $1,000,000 in NH
Accidental Death & Dismemberment	$100,000 or $250,000 or $500,000
Pet Medical Package
Pet Medical Expense	Up to $2,000 $100 Deductible
Pet Return	Up to $500
Rental Vehicle Damage – Primary	Up to $35,000 per rented vehicle- Primary $250 Deductible for loss greater than $2,000
Vacation Rental Damage	$1,500 or $3,000 or $5,000

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Cancellation and Curtailment	5,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains	10,000,000 (excess 250 or 50)
Hospital Benefit	25 per day, maximum 100
Personal Accident	up to 250,000
Baggage Loss or Delay	up to 5,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash	500 (excess 250 or 50)
Personal Liability	500,000
Travel Delay	500
Optional Benefits	Limits
Business Extension	up to 1,000 (excess 100)
Winter Sports (Ski Equipment)	up to 750 (excess 50 or 100)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section F of the policy Travellers up to the age of 79 can purchase this product. Cover for illness is not available for those aged 75 years or over

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Trip Interruption	2,000
Medical and Emergency Expenses	10,000,000 (excess 250)
Hospital Benefit	25 per day, maximum 100
Personal Accident	50,000 as standard, optional increase up to 250,000
Baggage Loss or Delay	2,000 as standard, optional increase up to 10,000
Personal Money and Passport	500 (excess 250) *** Limited to 250 in respect of cash
Personal Liability	500,000
Optional Benefits	Limits
Business Extension	up to 1,000 (excess 100)
Winter Sports (Ski Equipment)	up to 750 (excess 50 per person, 100 per family)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section G of the policy Travellers up to the age of 79 can purchase this product. Cover for illness is not available for those aged 75 years or over

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Cancellation	up to $20,000
Trip Interruption	$1,000
Medical and Emergency Expenses	$5,000,000 (deductible $250)
Hospital Benefit	$25 per day, maximum $100
Personal Accident	up to $50,000
Baggage	$2,000 (deductible $250)
Personal Money and Passport, limited to $250 in respect of cash	$500 (deductible $250)
Personal Liability	$500,000
Optional Benefits	Limits
Business Extension	up to $1,000 (deductible $100)
Winter Sports (Ski Equipment)	up to $750 (deductible $50 or $100)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section G of the policy Travellers up to the age of 79 can purchase this product. Cover for illness and Winter Sports is not available for those aged 75 years or over Medical and Emergency Expenses are limited to $50,000 within Canada if you are not covered by government health insurance plan (GHIP) at the time of your claim

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Cancellation and Curtailment	5,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains	10,000,000 (excess 250 or 50)
Hospital Benefit	25 per day, maximum 100
Personal Accident	up to 250,000
Baggage Loss or Delay	up to 5,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash	500 (excess 250 or 50)
Personal Liability	500,000
Travel Delay	500
Optional Benefits	Limits
Business Extension	up to 1,000 (excess 100)
Winter Sports (Ski Equipment)	up to 750 (excess 50 or 100)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section F of the policy Travellers up to the age of 79 can purchase this product. Cover for illness is not available for those aged 75 years or over