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Mexico is a big country, with plenty to explore and many charming attractions off the beaten path. No wonder many adventurous travelers decide to ditch the crowds and take to the open road on their Mexico vacation. While a few things about renting a car in Mexico may be the same as the US (they do drive on the right side of the road, after all), there are a few important tips you need to know before walking in the door of a Mexican car rental agency.

How do I rent a car in Mexico?

Most of the major international car rental companies operate in Mexico, including Budget, Avis, Enterprise, and Hertz. You’ll also find other reputable rental companies in Mexico in major tourist destinations across the country. You can either book online or try for a walk-in reservation, but you’ll want to plan ahead and secure a reservation if you plan on renting a car in Mexico during peak vacation or holiday times. If you plan on getting a walk-in reservation, it’s helpful to speak some Spanish so you can review the documents and understand any limitations.

Your car rental company may also have locations at major airports, such as Mexico City or Cancun. Always check the hours of operation so you aren’t left stranded without a car if you arrive on a late flight.

Will my regular car insurance cover me in Mexico?

When you rent a car within the United States, your regular car insurance often covers you. The same cannot be said about renting a car in Mexico. In fact, most US car insurance policies specifically exclude driving in Mexico from their coverage.

Some travelers also assume that if they make their Mexico car rental reservation with a credit card they’ll be protected. Some credit cards do offer rental car coverage, but not all cards do and those that do often exclude liability coverage, instead covering damage to the vehicle only. Even if the credit card you book with has some form of rental vehicle coverage, there may be some country-specific exclusions.

That’s why it’s important to have travel insurance that includes rental car coverage. With battleface, your rental vehicle damage coverage will reimburse you up to a maximum amount noted in your policy for events like collisions, vandalism, and theft. Plus, your travel insurance rental car coverage includes both you and your traveling companion as drivers, as long as you are both listed on the rental agreement.

What kind of car insurance do I need in Mexico?

While the rental car company you choose will likely offer you insurance coverage, it’s hard to be sure exactly what level of coverage is included–especially if you don’t speak Spanish. And, since your American-based car insurance probably won’t, and your credit card may not, cover you when renting a car in Mexico, it’s incredibly important to be protected.

It’s easy and affordable to add car rental coverage to your battleface travel insurance policy. And when you do, you can get comprehensive coverage with no deductible for minor expenses and only a $250 deductible for big-ticket repairs or replacements.

With battleface rental car coverage, your rental vehicle damage coverage will reimburse you up to a maximum amount for all kinds of unexpected events, like collisions, vandalism, theft, fire, and weather-related damage. You’ll also have peace of mind  knowing you have 24/7 access to our travel expert team, who are just a phone call away whenever you need help.

Is it safe to rent a car in Mexico?

Overall, yes, it is safe to rent a car in Mexico. However, whenever you’re traveling away from home, it’s important to be vigilant. Have a cell phone that works in-country both for GPS and in case of an emergency. If you’re driving in remote areas, particularly dangerous regions, or are traveling alone, avoid driving at night. Speaking at least a little Spanish comes in handy in any unexpected situations.

It’s also important to follow the rules of the road. Many of Mexico’s traffic laws will be familiar to American drivers. Just be sure to stick to the speed limit. It’s common for police officers to pull over foreigners and request bribes, so don’t give them any reason to pull you over. And speaking of money, be sure to have some pesos on hand–many of Mexico’s roads have inexpensive, but frequent, tolls.

In certain parts of the country, gas stations may be less frequent than what you’re used to in the United States. This is especially true outside of major cities. So remember to always have plenty of gas in the tank. Also keep in mind that gas stations in Mexico price fuel by the liter versus the gallon.

Read more about staying healthy and safe while traveling in Mexico.

Can you rent a car in Mexico with a U.S license?

Yes, if you have a valid United States driver’s license, you won’t need an international license and will be able to get a rental car in Mexico.

In summary, renting a car in Mexico for a road trip can be a great way to explore the country, but it’s important to plan ahead. Rent your car with a reputable company, map out your route ahead of time, and always have a travel insurance policy that includes rental car damage coverage.

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FRAUD WARNING STATEMENT

FOR RESIDENTS OF ALL STATES OTHER THAN THOSE LISTED BELOW: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

ALASKA: A person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law.

ARIZONA: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties.

CALIFORNIA: For your protection California law requires the following to appear on this form: Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

COLORADO:  It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.

DELAWARE: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

FLORIDA:  Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

IDAHO: Any person who knowingly, and with intent to defraud or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony.

INDIANA: A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.

KANSAS: A “fraudulent insurance act” means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication or statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.

KENTUCKY: 

Application: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Claim Form: Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

MAINE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

MARYLAND:  Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

MINNESOTA:  A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

NEW HAMPSHIRE: Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20.

NEW JERSEY:

Application: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

Claim Form: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.

PENNSYLVANIA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NEW MEXICO: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

OHIO: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

OKLAHOMA: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

OREGON: IMPORTANT NOTE: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison.

TENNESSEE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefit.

TEXAS: Any person who knowingly presents a false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

VIRGINIA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits. 

WASHINGTON: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

NEW YORK*:  Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.