Archives: Media

battleface Shortlisted For National Insurance Award 2021

on April 8, 2021

Travel insurance provider, battleface, is pleased to announce that it has been shortlisted for the Travel Insurance Award at the 2021 National Insurance Awards.

62% Of Brits In Favour Of More Countries Adopting Vaccination Passports

on April 4, 2021

The research – commissioned by travel insurance provider battleface – shows that 62% of Brits are in favour of more countries adopting vaccination passports.

New data reveals Brits prepared to pay £22 per person on average for PCR tests before international travel

on March 15, 2021

A new study* by travel insurance provider battleface reveals that Brits are willing to pay £22 per person on average for a PCR test (COVID test) before embarking on international travel. However, 33% said they would not be prepared to pay for a PCR test – either at home or at the airport – before travelling internationally.

FRAUD WARNING STATEMENT

FOR RESIDENTS OF ALL STATES OTHER THAN THOSE LISTED BELOW: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

ALASKA: A person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law.

ARIZONA: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties.

CALIFORNIA: For your protection California law requires the following to appear on this form: Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison.

COLORADO: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.

DELAWARE: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

FLORIDA: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

IDAHO: Any person who knowingly, and with intent to defraud or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony.

INDIANA: A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.

KANSAS: A “fraudulent insurance act” means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication or statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.

KENTUCKY:

Application: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Claim Form: Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

MAINE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

MARYLAND: Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

MINNESOTA: A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

NEW HAMPSHIRE: Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20.

NEW JERSEY:

Application: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

Claim Form: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.

PENNSYLVANIA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NEW MEXICO: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

OHIO: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

OKLAHOMA: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

OREGON: IMPORTANT NOTE: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison.

TENNESSEE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefit.

TEXAS: Any person who knowingly presents a false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison.

VIRGINIA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

WASHINGTON: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

NEW YORK*: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

Coverages Available:

*not all coverages are available in all states

Travel Protection Benefits	Limits
Trip Cancellation	100% of trip cost (up to a maximum of $20,000)
Single Occupancy	Up to trip cost
Cancel for Any Reason	Up to 75% of trip cost Up to 50% of trip costs in FL(CFAR not available to NY residents)
Trip Interruption	150% of trip cost
Delay Package
Trip Delay	Maximum $200 per day up to $2,500
Missed Connection	Maximum of $1,000 per covered trip
Baggage Package – Excess
Baggage and Personal Effects	$2,500 $100 Deductible
Baggage Delay	$100 per day up to a maximum of $500
Travel Medical Package – Excess AK, CO, ID, ND, NH – Primary
Travel Medical Expense – Adventure sports included	$100,000 $50,000 in NH $50 Deductible
Emergency Dental	$750
Emergency Evacuation and Repatriation of Remains	Up to $500,000 Up to $1,000,000 in NH
Accidental Death & Dismemberment	$100,000 or $250,000 or $500,000
Pet Medical Package
Pet Medical Expense	Up to $2,000 $100 Deductible
Pet Return	Up to $500
Rental Vehicle Damage – Primary	Up to $35,000 per rented vehicle- Primary $250 Deductible for loss greater than $2,000
Vacation Rental Damage	$1,500 or $3,000 or $5,000

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Cancellation and Curtailment	5,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains	10,000,000 (excess 250 or 50)
Hospital Benefit	25 per day, maximum 100
Personal Accident	up to 250,000
Baggage Loss or Delay	up to 5,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash	500 (excess 250 or 50)
Personal Liability	500,000
Travel Delay	500
Optional Benefits	Limits
Business Extension	up to 1,000 (excess 100)
Winter Sports (Ski Equipment)	up to 750 (excess 50 or 100)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section F of the policy Travellers up to the age of 79 can purchase this product. Cover for illness is not available for those aged 75 years or over

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Trip Interruption	2,000
Medical and Emergency Expenses	10,000,000 (excess 250)
Hospital Benefit	25 per day, maximum 100
Personal Accident	50,000 as standard, optional increase up to 250,000
Baggage Loss or Delay	2,000 as standard, optional increase up to 10,000
Personal Money and Passport	500 (excess 250) *** Limited to 250 in respect of cash
Personal Liability	500,000
Optional Benefits	Limits
Business Extension	up to 1,000 (excess 100)
Winter Sports (Ski Equipment)	up to 750 (excess 50 per person, 100 per family)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section G of the policy Travellers up to the age of 79 can purchase this product. Cover for illness is not available for those aged 75 years or over

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Cancellation	up to $20,000
Trip Interruption	$1,000
Medical and Emergency Expenses	$5,000,000 (deductible $250)
Hospital Benefit	$25 per day, maximum $100
Personal Accident	up to $50,000
Baggage	$2,000 (deductible $250)
Personal Money and Passport, limited to $250 in respect of cash	$500 (deductible $250)
Personal Liability	$500,000
Optional Benefits	Limits
Business Extension	up to $1,000 (deductible $100)
Winter Sports (Ski Equipment)	up to $750 (deductible $50 or $100)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section G of the policy Travellers up to the age of 79 can purchase this product. Cover for illness and Winter Sports is not available for those aged 75 years or over Medical and Emergency Expenses are limited to $50,000 within Canada if you are not covered by government health insurance plan (GHIP) at the time of your claim

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Cancellation and Curtailment	5,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains	10,000,000 (excess 250 or 50)
Hospital Benefit	25 per day, maximum 100
Personal Accident	up to 250,000
Baggage Loss or Delay	up to 5,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash	500 (excess 250 or 50)
Personal Liability	500,000
Travel Delay	500
Optional Benefits	Limits
Business Extension	up to 1,000 (excess 100)
Winter Sports (Ski Equipment)	up to 750 (excess 50 or 100)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section F of the policy Travellers up to the age of 79 can purchase this product. Cover for illness is not available for those aged 75 years or over

Archives: Media

battleface Shortlisted For National Insurance Award 2021

62% Of Brits In Favour Of More Countries Adopting Vaccination Passports

New data reveals Brits prepared to pay £22 per person on average for PCR tests before international travel

Protect your trip with
battleface travel insurance

RESOURCES

PRODUCTS

TRAVEL

COMPANY

PARTNERS

A single trip

Multiple trips

A single trip

Multiple trips

Archives: Media

battleface Shortlisted For National Insurance Award 2021

62% Of Brits In Favour Of More Countries Adopting Vaccination Passports

New data reveals Brits prepared to pay £22 per person on average for PCR tests before international travel

Protect your trip with battleface travel insurance

RESOURCES

PRODUCTS

TRAVEL

COMPANY

PARTNERS

FRAUD WARNING STATEMENT

PRE-EXISTING MEDICAL CONDITION

PRE-EXISTING MEDICAL CONDITION

Coverages Available:

How many trips are you looking to insure?

A single trip

Multiple trips

Travel Medical Insurance

Travel Medical Insurance

Travel Medical Insurance

Travel Medical Insurance

How many trips are you looking to insure?

A single trip

Multiple trips

Protect your trip with
battleface travel insurance