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Travel should be relaxing. Pet insurance makes sure it is.

Travel troubles differ in every way except one: nobody wants them.

Especially when traveling with a Very Good Boy.

A pet could get sick while traveling or turn a vacation rental couch into confetti. Pet travel insurance helps your customers handle pet illness, accidents and ‘accidents’.

This guide supplies real-life situations to help you understand what each coverage means, when it’s useful, and how it helps if something happens.

Trip cancellation and trip interruption

“I was on a trip exploring the National Parks with my dog, and midway through our hike at Yellowstone, she hurt her hip and struggled to walk. We ended up going home earlier than planned as she could not continue the hikes. Because we had to suddenly cut our trip short, we lost all the money we’d paid for the rentals and entry passes at each park.

—Cassie K. and her Golden Lab, Phoebe

Trip cancellation and trip interruptions are two of the most common types of travel insurance coverage. They can cover non-refundable or prepaid deposits for cancellations and interruptions due to sudden illness or accidents that happen either before or during the trip. 

Good for: travelers and their pets who book activities with hefty deposits, longer-term stays, and prepaid accommodations in multiple destinations

Skip it: travelers using frequent flier miles, or staying with family/friends having a relaxing, chill vacation, with no prepaid activities

Pet Medical and Pet Return insurance

Just like your customers, pets may need medical care while traveling. Make sure you can take care of your pet’s medical needs and get reimbursed for emergency pet care, whether traveling domestically or abroad. Pet Return coverage can also pay for the cost to return your pet home in case you get sick while traveling.

“My partner and I took advantage of remote work and rented an apartment in London for a month. While we were unpacking, our dog helped herself to some chocolate that was left out as a welcome gift. An emergency vet visit later, she ended up being fine, but it made for a stressful (and expensive) first few days.”

—Avery D. and his rescue dog, Basil.

Good for: owners without pet insurance, pets outside of a domestic coverage area, all pets traveling internationally

Skip it: pets within a domestic pet medical insurance coverage area

Pet Damage Protection

Most people are diligent about taking care of rental properties, but sometimes you can’t prevent those “uh oh” moments – especially from your pet (although this also covers damage caused by humans!). You’re on vacation too, so protect yourself from having to helicopter over your animal the entire trip.

“I was staying in a townhouse in Santa Cruz, California. As we enter the rental, my dog gets so excited – runs into a table and knocks a vase that fell over and rolled onto the floor, breaking on impact. It was a total accident, as dogs are always innocent, but the vase was beyond repair.”

—Maria A. and her Labradoodle, George

Good for: anyone traveling with their pet and staying at a hotel or vacation rental

Skip it: people roughing it in the woods or staying at a family’s house

Pet Boarding

Though furry friends may disagree, not all holidays are pet-friendly. If a return from overseas is delayed and pet boarding arrangements need to be extended, Pet Boarding helps cover the costs.

“Our honeymoon was fantastic until the end, when our return home was delayed by several days. Not only were we concerned about our dog boarding for so long, we also worried about the cost.”

—Jim and Sue C. and their border collie, Kelsey

Good for: overseas travelers boarding pets back home

Skip it: boarding pets for domestic travel

Become a pet-friendly partner

battleface worked with the pet lifestyle and pet travel brand BringFido to create insurance products their customers can add to hotel reservations at the time of booking on BringFido’s website or mobile apps.

If you think your customers would benefit from customizable, affordable pet travel insurance for their customers, get in touch! 

 
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FRAUD WARNING STATEMENT

FOR RESIDENTS OF ALL STATES OTHER THAN THOSE LISTED BELOW: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

ALASKA: A person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law.

ARIZONA: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties.

CALIFORNIA: For your protection California law requires the following to appear on this form: Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

COLORADO:  It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.

DELAWARE: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

FLORIDA:  Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

IDAHO: Any person who knowingly, and with intent to defraud or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony.

INDIANA: A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.

KANSAS: A “fraudulent insurance act” means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication or statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.

KENTUCKY: 

Application: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Claim Form: Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

MAINE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

MARYLAND:  Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

MINNESOTA:  A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

NEW HAMPSHIRE: Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20.

NEW JERSEY:

Application: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

Claim Form: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.

PENNSYLVANIA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NEW MEXICO: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

OHIO: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

OKLAHOMA: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

OREGON: IMPORTANT NOTE: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison.

TENNESSEE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefit.

TEXAS: Any person who knowingly presents a false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

VIRGINIA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits. 

WASHINGTON: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

NEW YORK*:  Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.